Vantaca and Maegan Woytek are proud to present this week's news you need to know happening across the industry! We plan to bring you all the critical news, regulatory shifts, market shifts and operational insights that are impacting your business every other week, so you can stay ahead of it. What you need to know for this week's episode:

1. California's AB 2050 would require underfunded HOAs to put at least 15% of their annual budget toward reserves, the same threshold Fannie Mae is mandating nationally starting January 2027. Whether this bill passes or not, the era of underfunded reserves is ending.
2. We just launched the Guilty by Association Newsletter! A monthly roundup of the stories we cover in these segments plus deeper dives you won't hear on the pod: you can sign up here if you haven't: https://www.vantaca.com/newsletter-subscribe

Subscribe or follow us on the NEW Guilty by Association website for ongoing industry updates and more conversations from Vantaca: https://www.vantaca.com/gba

Everyone in community management knows what burnout feels like. The back-to-back board meetings. The 11 p.m. emails. The sense that no matter how much you get done, tomorrow's list is already full. What most people haven't stopped to consider is what that cycle costs the residents they serve. When the person at the front desk is running on empty, homeowners don't get hospitality. They get task completion.

In this episode of Guilty by Association, host Maegan Woytek sits down with Jess Ekstrom, USA Today bestselling author of Making It Without Losing It, Forbes top-rated keynote speaker, and founder of Headbands of Hope and Mic Drop Workshop. They dig into Jess's "Arrived Mindset" framework, why intrinsic motivation outperforms bonuses and recognition every time, what Jess's experience building Headbands of Hope teaches us about the difference between delivering a service and creating an experience, and why the community management industry is really a hospitality business that hasn't fully claimed that identity yet.

Chapter Breakdown:

• 00:00 - 03:54 - Intro
• 03:54 - 08:16 - How Hospitality Kicks In When You Care
• 08:16 - 15:17 - Making It Without Losing It
• 15:17 - 21:37 - The Arrived Mindset
• 21:37 - 26:00 - Intrinsic vs Extrinsic Motivation
• 26:00 - 29:00 - Choosing How to Show Up
• 29:00 - 32:30 - Rapid Fire with Jess
• 32:30 - 33:41 - Want to Hear More from Jess?

About Jess Ekstrom

Jess Ekstrom is a USA Today bestselling author, Forbes top-rated keynote speaker, and the founder of Headbands of Hope and Mic Drop Workshop. She started Headbands of Hope in her college dorm room with a $300 grant. The company has since donated millions of headbands to children with illnesses and became the official headband provider of the NBA and WNBA. She went on to found Mic Drop Workshop, helping women step into public speaking and find their voice. Her latest book, Making It Without Losing It: How to Stay Motivated in a World Where We Are Never Done, debuted as a USA Today Bestseller in May 2026. Jess has been featured on the Today Show, Good Morning America, The View, TIME, Vanity Fair, Forbes, and People.

For more information on Jess' work:

• Book: https://jessekstrom.com/makingit/
• Mic Drop Workshop: https://micdropworkshop.com
• Headbands of Hope: https://headbandsofhope.com
• Follow Jess Ekstrom: https://www.linkedin.com/in/jess-ekstrom-speaker-author/

Vantaca and Maegan Woytek are proud to present this week's news you need to know happening across the industry! We plan to bring you all the critical news, regulatory shifts, market shifts and operational insights that are impacting your business every other week, so you can stay ahead of it. What you need to know for this week's episode:

1. Mortgage rates are knocking on 7% again. The Wall Street Journal is calling it a stagnant market — and if you're running a management company, you're already feeling what that means.
2. NPR just reported on data centers....yes, data centers.... moving into residential neighborhoods across the country. The National Association of Realtors just released a first-of-its-kind study on how these facilities are affecting property values and the short answer is...well it depends?

Subscribe or follow us on the NEW Guilty by Association website for ongoing industry updates and more conversations from Vantaca: https://www.vantaca.com/gba

Vantaca and Maegan Woytek are proud to present this week's news you need to know happening across the industry! We plan to bring you all the critical news, regulatory shifts, market shifts and operational insights that are impacting your business every other week, so you can stay ahead of it. What you need to know for this week's episode:

1. The WSJ reported Fannie Mae and Freddie Mac are raising condo reserve requirements from 10% to 15% of annual dues. With 39% of associations already in a "weak" financial state, boards that have been deferring the reserves conversation can't afford to wait any longer.
2. Yahoo Finance reports older condos built before 2000 are now carrying double the annual fees of newer buildings, making it critical for managers to get in front of their boards with a clear reserve plan before the market makes that decision for them.

Subscribe or follow us on the NEW Guilty by Association website for ongoing industry updates and more conversations from Vantaca: https://www.vantaca.com/gba

Vantaca and Maegan Woytek are proud to present this week's news you need to know happening across the industry! We plan to bring you all the critical news, regulatory shifts, market shifts and operational insights that are impacting your business every other week, so you can stay ahead of it. What you need to know for this week's episode:

1. HOA foreclosures are rising as more residents struggle to keep up with assessments and housing costs, putting added financial pressure on associations and forcing many communities to take a harder line on delinquencies.
2. At the same time, a growing divide in homeownership means millions of younger adults remain priced out of the market, suggesting the financial stress affecting residents today is unlikely to ease anytime soon.

Subscribe or follow us on the NEW Guilty by Association website for ongoing industry updates and more conversations from Vantaca: https://www.vantaca.com/gba

Vantaca and Maegan Woytek are proud to present this week's news you need to know happening across the industry! We plan to bring you all the critical news, regulatory shifts, market shifts and operational insights that are impacting your business every other week, so you can stay ahead of it. What you need to know for this week's episode:

1. Mortgage rates just hit 6.64%, pending home sales dropped over 5% in June, and builder sentiment is at its lowest point in nearly a year — CNBC reports 37% of builders are now cutting prices just to move inventory, a sign that affordability pressure is rolling straight downhill to the communities managing these homes.
2. Our latest full episode features Alex Wolkomir, Partner at McKinsey & Company and leader of the firm's global real estate AI practice, on why pilot programs aren't moving the needle, what domain-level redesign actually means for operators, and the competitive risk no one's talking about when every company runs the same AI playbook.

Subscribe or follow us on the NEW Guilty by Association website for ongoing industry updates and more conversations from Vantaca: https://www.vantaca.com/gba

Everyone's talking about AI in real estate. But most of the conversation is still stuck on chatbots, copilots, and one-off pilot programs. McKinsey's latest report argues the real shift is something different. Agentic AI, where systems don't just help you understand your data, they help you get things done.

In this episode of Guilty by Association, host Maegen Woytek talks with Alex Wolkomir, Partner at McKinsey & Company and leader of the firm's global real estate AI and digital practice, about the vision behind the report and what it means for operators, investors, and service providers right now. They dig into why isolated use cases aren't moving the needle, what domain-level redesign actually looks like in practice, and the risk no one's talking about.... what happens to competitive advantage and brand differentiation when every operator in the market is running the same AI playbook.

Chapter Breakdown:

• 00:00 - 03:32 - Intro
• 03:32 - 05:50 - From Gen AI to Agentic AI
• 05:50 - 12:19 - The Leaking Pipe Example
• 12:19 - 19:19 - The "Goldilocks Mindset"
• 19:19 - 22:30 - Redesigning Human Roles
• 22:30 - 25:40 - Hospitality in Real Estate
• 25:40 - 29:58 - End Who Owns the Learning Loop?

About Alex Wolkomir

Alex leads McKinsey’s work in using digital, analytics, and design to improve the real estate sector globally and drive meaningful value from real assets. He has a deep passion for using technology to transform the built environment and how people interact with it.

He works with leading real estate developers, investors, owners, operators, architecture and engineering firms, and proptech and contech companies on innovation and digital strategy, new business and product building, advanced analytics, experience and brand strategy, digital transformation, and operating model redesign.

For more information on Alex's work:

• Original Report: https://www.mckinsey.com/industries/real-estate/our-insights/how-agentic-ai-can-reshape-real-estates-operating-model?cid=pls-pso-lkn-mbm-AlexWolkomir-RealEstate-glb-com-mbm
• Latest Work: https://www.mckinsey.com/industries/real-estate/our-insights/how-ai-is-reshaping-value-creation-in-residential-real-estate
• Bio: https://www.mckinsey.com/our-people/alex-wolkomir
• Follow Alex Wolkomir: https://www.linkedin.com/in/alex-wolkomir/

Vantaca and Maegan Woytek are proud to present this week's news you need to know happening across the industry! We plan to bring you all the critical news, regulatory shifts, market shifts and operational insights that are impacting your business every other week, so you can stay ahead of it. What you need to know for this week's episode:

1. Vantaca's data hit two major business outlets this week — Nicole Friedman's reporting in The Wall Street Journal and a Morning Brew newsletter breakdown both cited our research showing typical monthly HOA fees rose 51% from 2021 to 2025.
2. The bigger the spotlight on these numbers, the better the conversations between residents and their boards, the more visibility homeowners receive around what's actually driving association costs.
3. Our newest full episode of GBA features Jake Gold from the Foundation for Community Association Research, breaking down 21 years of homeowner satisfaction data and the finding that the overwhelming majority of the 74 million Americans living in community associations are satisfied with where they live.

Subscribe to Guilty by Association for ongoing industry updates and more conversations from Vantaca. Subscribe for more Guilty By Association.