What’s the smartest way to finance your next short-term rental property? In this episode of the Cash Flow Positive Podcast, Kenny sits down with Matt Stout, a seasoned broker and expert in real estate lending, to tackle the big questions around financing STR investments.

With over 30 years of experience and more than 4,000 transactions, Matt shares insider knowledge on DSCR loans, builder financing, and strategies to make your numbers work—no matter the market conditions.

From avoiding emotional decision-making to understanding the nuances of construction loans, this episode offers invaluable advice for real estate investors looking to scale their portfolios while minimizing risk and maximizing returns.

If you've enjoyed this episode of the Cash Flow Positive podcast, be sure to leave a review and subscribe today! Enjoy!

In This Episode You Will Learn:

• Why DSCR loans are a game-changer for real estate investors
• The challenges and opportunities of financing new construction short-term rentals
• How to balance risk tolerance and emotional decisions when purchasing properties
• Why running the numbers is critical to making smart investment decisions
• The importance of finding the right lender and understanding your financing options
• And much more…

Resources:

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STRloanguy.com

Are commercial loans the right choice for your short-term rental purchase? In this solo episode of the Cash Flow Positive Podcast, host Kenneth Bedwell breaks down the complexities of commercial lending for real estate investors. Drawing on his own experiences, Kenneth explores when commercial loans make sense, the trade-offs between commercial and conventional financing, and how to make decisions that align with your financial goals.

This episode offers a deep dive into the mechanics of DSCR loans, understanding debt-to-income (DTI) ratios, and the critical importance of running your numbers before finalizing any deal. If you’re looking to scale your short-term rental portfolio and want to avoid costly mistakes, this episode is packed with actionable insights to guide your financing decisions.

In This Episode You Will Learn:

• The differences between commercial loans and conventional financing
• How DSCR loans work and their unique advantages for STR investors
• Why understanding your debt-to-income ratio is crucial for financing decisions
• The importance of planning for long-term goals while choosing loan options
• Why you should always run your numbers and consult with a trusted lender
• And much more…

Resources:

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In this solo episode of the Cash Flow Positive Podcast, Kenny dives into part two of The 2-Door Strategy. This strategy, introduced in part 1 by Dr. Rachel explores how achieving key milestones with just two properties can set the foundation for financial freedom, time flexibility, or reaching other personal goals.

Kenny shares his own experiences, combining insights from Dr. Rachel and his journey, to highlight how tracking progress and setting attainable goals pave the way for long-term success.

From understanding the financial mechanics of short-term rentals to learning how to build momentum through small, consistent wins, this episode is packed with actionable advice for anyone looking to make their mark in real estate investing.

Whether you’re starting out or scaling up, this episode offers practical tools to help you define and achieve your version of success.

If you've enjoyed this episode of the Cash Flow Positive podcast, be sure to leave a review and subscribe today! Enjoy!

In This Episode You'll Learn:

• Why tracking progress is essential to staying on top of your short-term rental goals
• How setting short-term, attainable goals builds the momentum needed for long-term success
• Why it’s more important to focus on the outcomes from your properties rather than the number of doors
• How to balance big, scary goals with achievable milestones to keep your confidence growing
• Why chasing money and comparing yourself to others can derail your progress
• And much more…

Resources:

Connect with Kenny on LinkedIn

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