You found this book seeing the title and thought what is it I need to know and why should I listen to you? You need to know so you don’t make the same mistakes that 95% of people your age make when it comes to the subject of money including me!

This book is filled with strategies, one-liners, and tips you must know before you launch out in this great big world even if you are already on your own or have completed school. You may have started investing or are interested in making money in general as an entrepreneur and that is fantastic because the next step is to learn the best practices including what not to do.

More importantly, this book will help you learn the step by step essentials about money before you start a family. In addition, you will learn how to think and listen for certain clues in the language of money. Some of you may have tuned out when you heard the word “investing”, but don’t worry. The majority of this book is not focused on investing, it is simple ideas and recipes for success including attitudes that if understood properly can bring a level of financial success to even the most skeptical person.

It does not take a rocket scientist to put these tips into practice, however if it did you are also in luck (check out about the author). We’ll talk about everything from student loans to credit cards, houses, 401Ks, and a lot in between. No one knows it all and there are countless books out there written about money, but I want to help you especially starting out in life and catch you before you make those big money mistakes.

Even if it is too late, and you have pulled your share of rotten fruit from the money tree this book can help you right the ship and get on the right track. You can keep this book as a reference and call me a liar if you find something that did not work. I only ask that if you find this book helpful, pass it on to the next generation because it may save them a world of money mistakes also.

Attention people over the age of 25! You can certainly benefit from the concepts and philosophies here so feel free to begin the journey with us. Most of what is found in this book was taught to me by people way over the age of twenty five, so since we are all learning together let me know if I missed something and maybe it will end up in another edition of this book. I hope you’ll find that there is something for you in this book that you did not already know.