Have you recently been denied for credit cards? Can you not buy the house you deserve? Do you have a subprime FICO score?

America runs on credit. Having a good credit score helps you get ahead, save money, and improve your lifestyle. Having subprime credit means you have to work twice as hard to get the same material comforts as someone with excellent credit. Corporate America has set up a system to entrap hard working Americans into debt slavery. A couple missed payments can send your score spiraling down into the depths, making it difficult or impossible to borrow money for your future.

Fortunately, you can fight back. Since credit is so crucial, there is a system of checks and balances that you can use to improve your credit score. Credit repair companies will charge you thousands of dollars to use these techniques. In reality, all you need is some education about how the system works. You have to know the system to beat the system! This book includes sample letters you can use to repair your credit, also.

Inside:

• Why your credit score is so important
• How the FICO score works
• Why the worse your credit is, the easier it is to improve
• How to dispute incorrect items on your credit report
• How to use the fair debt collection practices act to your advantage
• How to use time limits under the law to win disputes automatically
• How to negotiate with creditors
• How to negotiate medical bills and hospital liens